Fund List

Nothing on this site should be considered to be an offer to sell nor a solicitation of an offer to buy securities. Any offer is made solely by the prospectus for the investment fund. Investments are offered through The Vanguard Group, Inc. Vanguard and related marks are registered trademarks of their owners.

Investment Philosophy

The investment philosophy for MaineSTART is to offer a program that provides participants a limited number of low-cost mutual funds and still provides access to major asset classes such as the US stock market, international stock markets, and bond markets. Even with limited options, selecting the right investment strategy can be intimidating.

For those participants who want help with this important decision, MaineSTART uses Target Date Funds which are constructed to set the appropriate asset allocation based on one’s expected retirement date. Once selected the Target Date Fund automatically rebalances the portfolio to become more conservative as the retirement date gets closer.

The MaineSTART investment philosophy seeks to put every participant in a low-cost investment strategy that’s appropriate for their financial goals.